Estate planning in Quebec: everything your family will need
If something happened to you, could your family in Quebec actually find and act on everything — the will, the accounts, your health wishes? This is a plain-English guide to the documents that matter here, what the Quebec terms really mean, and how to make sure nothing is lost.
The core documents in Quebec
- Your will — who inherits, and who you name as your liquidator to carry it out.
- protection mandate — lets someone manage your money and property if you can't.
- protection mandate — lets someone make your health and personal-care decisions if you can't.
- The RAMQ advance-directives registry — so your advance-care wishes are where they'll be looked for.
If you die without a will in Quebec
Without a valid will, Quebec's intestacy rules — not you — decide who inherits and who settles your estate. That usually starts with your spouse and children in shares set by law, and if you have no close family it can eventually pass to the government. It also means a court, in effect, decides who is put in charge. Making a will and keeping it findable is how you stay in control. Confirm the exact shares and process with a notary.
Where your family will actually look
The hardest part after a death usually isn't the law — it's finding things. Your family will need to know where your will is (and whether it's with your notary), where your protection mandate and protection mandate are, your RAMQ advance-directives registry, your bank and investment accounts, your insurance policies and named beneficiaries, and your final wishes. If any of that lives only in your head, it can take weeks to piece together — or be lost entirely.
- A will you've reviewed in the last few years
- Your protection mandate
- Your protection mandate
- Your RAMQ advance-directives registry, kept where it'll be found
- Named, up-to-date beneficiaries on your RRSP/TFSA and insurance
- A chosen liquidator who knows they're named
- Everything recorded in one place your family can reach
Get your Quebec family ready
Meravor keeps your will, accounts, documents, and wishes in one private, encrypted place your family can actually find. Start free.
Questions Quebec families ask
What is a protection mandate in Quebec?
In Quebec, a protection mandate is the document that lets someone you trust make health and personal-care decisions for you if you can't make them yourself. It's separate from your protection mandate, which covers your finances and property.
What happens if I die without a will in Quebec?
Without a valid will, Quebec's intestacy rules decide who inherits and who administers your estate — usually starting with your spouse and children in shares set by law. Making a will, and keeping it findable, is how you stay in control. Confirm the exact shares with a notary.
Is Meravor available in Quebec?
Yes. Meravor is built for families across Canada, including Quebec, and uses Quebec's own terminology.
Where should I keep my will in Quebec?
Keep the original somewhere safe — often with your notary — and make sure the people who'll need it know where it is. A findable copy or a clear note of its location matters as much as the document itself.
Keep reading
- What to do when someone dies in Canada
- The Canadian estate-planning checklist
- Your digital legacy checklist
- Other provinces: Ontario · Alberta · British Columbia · Saskatchewan · Manitoba · Nova Scotia
This page is general information to help Quebec families spot gaps — it is not legal, tax, or financial advice, and it is not tailored to your situation. Terminology and rules can change; confirm specifics with a qualified notary or lawyer. Meravor is not a law firm.